Some people have a credit situation so poor -- or have no credit at all -- that they can't even obtain a bank account, and thereby don't have a debit card. Others have such bad spending habits that they simply cannot have a credit card, lest they rack up enormous charges. Many times, the solution can be found in a prepaid credit card. These cards must be pre-loaded, so you can only spend what you have already deposited -- much like a debit card. Unfortunately, these cards do come with a number of fees -- activation and periodic fees almost always apply -- but for some, the benefits of only spending money they have outweighs the cost of the card. Here is a list of some prepaid cards to get you started.